The hidden cost of private health insurance in Australia
Davinia S. E. Seah A , Timothy Z. Cheong B and Matthew H. R. Anstey C DA Dana Farber Cancer Institution, 450 Brookline Avenue, Boston, MA 02446, USA. Email: Davinia_Seah@dfci.harvard.edu
B Royal Victorian Eye and Ear Hospital, 32 Gisborne Street, East Melbourne, VIC 3002, Australia. Email: timothy.cheong@eyeandear.org.au
C Beth Israel Deaconess Medical Center, Harvard Medical School, W/CC 470, 1 Deaconess Rd, Boston, MA 02115, USA.
D Corresponding author. Email: manstey@bidmc.harvard.edu
Australian Health Review 37(1) 1-3 https://doi.org/10.1071/AH11126
Submitted: 7 December 2011 Accepted: 12 June 2012 Published: 3 December 2012
Journal Compilation © AHHA 2013
Abstract
The provision of health services in Australia currently is primarily financed by a unique interaction of public and private insurers. This commentary looks at a loophole in this framework, namely that private insurers have to date been able to avoid funding healthcare for some of their policy holders, as it is not a requirement to use private insurance when treatment occurs in Australian public hospitals.
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